Here’s what you need to do.
Change your address with the IRS if you moved recently
If you moved to a new address after filing your 2019 tax return (or any time during the coronavirus pandemic), you need to do two things to make sure your stimulus check can reach you by mail: tell the USPS where you went, and inform the IRS as well.
Keep your banking status updated
If your banking status changes, it could hold up receipt of your stimulus payment. Black Americans and other people of color are more likely to be “unbanked” than white Americans, according to an analysis by the think tank Urban Institute. People who identify as white and whose incomes were above the poverty line were more likely to have received their first stimulus check by the end of May than people who identify as Black, Hispanic or below the poverty line, the analysis found, because the first wave of payments went to people who had their bank account information on file with the IRS.
Consider setting up direct deposit
If you do have a bank, you can use the IRS Get My Payment online service to set up direct deposit for your stimulus payment, as well as find out the status of your check and see if anything is holding the payment up. The deadline to sign up for direct deposit for your first check has passed, but would likely reopen when and if a second check happens.